Anti-Money Laundering (AML) Policy

Last updated: August 23, 2026

References to “Company,” “we,” “us,” or “our” in this document mean FundingAlphaX.

FundingAlphaX (“Company,” “we,” “us,” or “our”) operates a simulated-trading evaluation service. Challenge fees are paid in cryptocurrency and funded-trader payouts are disbursed in cryptocurrency. This policy describes the risk-based, proportionate measures we take to deter and detect money laundering, fraud, multi-accounting, and other financial crime, and the records we keep so that suspicious activity can be investigated.

In plain terms: we do not require you to submit government identity documents to open an account or, under our current process, to receive a payout. Instead, we monitor account and payment activity, collect and retain technical information such as your IP address and device/browser fingerprint, and keep records that let us investigate or respond to a lawful request. We reserve the right to request additional information, or to restrict, withhold, or freeze activity, where we consider it necessary.

1. Our Approach

Our AML program is risk-based and designed to:

  • Deter the use of our platform for money laundering, terrorist financing, fraud, or other illicit activity.
  • Monitor account and transaction activity for indicators of abuse.
  • Collect and retain the information needed to investigate suspicious activity and respond to lawful requests.
  • Cooperate with law enforcement and regulatory authorities where required.

We do not currently operate a mandatory, upfront “Know Your Customer” (KYC) identity-verification program — we do not, as a matter of course, require a passport, national ID, proof of address, or selfie to use the Services. We may, however, request identifying or supporting information in specific cases (see Section 4). This policy may change as our business, obligations, or risk assessment evolve.

2. Information We Collect and Monitor

To support AML and fraud prevention, we collect and retain the following, as further described in our Privacy Policy:

  • Account information — the name and email associated with your account, and any information you choose to provide.
  • Payment and payout data — cryptocurrency wallet addresses, transaction hashes, amounts, currencies, networks, and timestamps for challenge purchases and payouts.
  • Technical and device information — your IP address and a device/browser fingerprint derived from request metadata (such as your user agent and related headers), collected on interactions with the platform.
  • Account and trading activity — your platform activity, trading behavior, and account history.

We retain this information to maintain a record of activity that can be examined if a future investigation, dispute, or lawful request arises.

3. Transaction and Activity Monitoring

We monitor for indicators of suspicious or abusive activity, including:

  • Payment patterns — payments from multiple or unrelated wallets, unusual funding behavior, or activity inconsistent with normal use.
  • Payout requests — payout wallets associated with known illicit activity, mixers, or tumblers, and payout behavior that appears structured to evade rules.
  • Account behavior — indications of multiple accounts operated by one person, coordinated or account-management activity across users, or accounts that appear to be operated by someone other than the registered user.
  • IP and device signals — IP address and device/fingerprint signals that suggest evasion of geographic restrictions, multi-accounting, or platform abuse.

4. Eligibility, Sanctions, and Requests for Information

As set out in our Terms of Service, you represent that you are not located in a prohibited or sanctioned jurisdiction and are not a person subject to sanctions. We do not knowingly provide the Services to sanctioned persons or in sanctioned jurisdictions.

Where we consider it necessary — including to investigate suspicious activity, to comply with a legal obligation, or before releasing a payout — we may request additional information or verification from you. If you do not provide it, or if we identify a compliance or fraud concern, we may restrict your account, delay or withhold a payout, freeze activity, or terminate the account in accordance with our Terms. Fees remain non-refundable in these cases.

5. Suspicious Activity and Cooperation with Authorities

Where we identify activity we consider suspicious, we may investigate it internally, restrict or freeze the account pending the outcome, and report it to the relevant authorities where we believe we are required or permitted to do so. We cooperate with lawful requests from law enforcement and regulators. Where the law requires it, we may be prohibited from informing you that a report has been made or an investigation is underway.

6. Record Keeping

We retain account, transaction, technical (IP and device), and relevant communication records for as long as needed to operate the Services and to support compliance, and in any event for a minimum of five (5) years where retention is required or appropriate for AML and investigative purposes, unless a longer period is required by law. Retention and deletion are handled in line with our Privacy Policy.

7. Changes to This Policy

We may update this AML Policy from time to time to reflect changes in our operations, risk assessment, or applicable law. Material changes will be posted on this page with an updated effective date.

8. Contact

Questions about this AML Policy, or wish to report a concern? Contact us at [email protected]. For how we handle your data more generally, see our Privacy Policy, and for the full terms of use, see our Terms of Service.