Terms of Service

1. Acceptance of Terms

By accessing, browsing, or using the FundingAlphaX website, platform, or any associated services (collectively, the “Services”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service (“Terms”). If you do not agree with any part of these Terms, you must not use our Services.

These Terms constitute a legally binding agreement between you (“User,” “you,” or “your”) and FundingAlphaX (“Company,” “we,” “us,” or “our”). By creating an account or purchasing any challenge, you confirm your acceptance of these Terms in their entirety.

These Terms incorporate by reference, and you also agree to, our Trading Rules, Privacy Policy, Refund Policy, Risk Disclosure, AML Policy, and Cookie Policy, each of which forms an integral part of these Terms.

Order of precedence. If there is a conflict, the following order controls: (1) the parameters recorded on your specific challenge or funded account at the time of purchase, as displayed on your dashboard; (2) the Trading Rules page; (3) these Terms; then (4) any other page or marketing material. Marketing pages are illustrative and never override the parameters attached to your account.

2. Eligibility

To use our Services, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction, whichever is greater.
• Have the legal capacity to enter into a binding agreement.
• Not be a resident or citizen of any jurisdiction where our Services are restricted or prohibited by applicable law, including sanctioned countries as designated by OFAC, the European Union, or the United Nations.
• Provide accurate, current, and complete information during registration and keep it accurate.
• Not be subject to any trade or economic sanctions imposed by any government authority.

FundingAlphaX reserves the right to refuse service, terminate accounts, or cancel orders at its sole discretion if eligibility requirements are not met. No refund or compensation shall be provided in such cases.

3. Account Creation and Security

When you create an account with FundingAlphaX, you are responsible for maintaining the confidentiality of your account credentials. You agree to:

• Create only one user account per individual. Operating multiple user accounts is prohibited and may result in termination of all such accounts without refund or compensation. (This is separate from holding challenges and funded accounts within your single user account — see Section 15.)
• Not share your account credentials with any third party.
• Notify us immediately of any unauthorized access to or use of your account.
• Accept full responsibility for all activity that occurs under your account.

We support Google OAuth and email/password authentication. If you choose Google sign-in, you also agree to Google's terms and privacy policy as they relate to authentication. FundingAlphaX is not responsible for failures, outages, or security incidents originating from third-party authentication infrastructure.

4. Definitions

These terms are used throughout the Rules and these Terms:

• Realized Balance — your account balance from closed trades only, after fees. Open positions do not change it until closed.
• Effective Equity — the value monitored against the drawdown floors. It equals your realized balance plus the unrealized profit or loss on open positions minus the fee it would cost to close those positions now. Because the projected close fee is subtracted, a position that looks marginally inside a limit can still breach it.
• Projected Close Fee — the taker fee that would be charged to close every open position at the current price.
• Daily Reference — your realized balance captured at the daily rollover; the daily floor is measured from it.
• Peak Reference — your highest realized balance in the life of the account; the maximum floor trails from it.
• Trading Day — any rollover-to-rollover window in which at least one position is opened or closed.
• Rollover — the daily boundary, currently 00:00 in your own account timezone, at which the daily reference resets.
• Net Realized Profit — total realized profit across a phase or funded level, net of trading fees and funding, used by the consistency rule.
• Level — a funded (Pro Max) account stage. Each successful payout completes the current level and starts a new one at the original balance.

5. Challenge Structure and Parameters

FundingAlphaX offers evaluation challenges (“Challenges”) in a simulated trading environment. A standard Challenge has two evaluation phases; on successful completion you receive a funded (Pro Max) account. Some editions may offer a single phase or, where every requirement is set to zero, immediate funding — where offered, this is disclosed on the edition at purchase.

Each edition carries its own parameters: entry fee, account balance, funded (Pro Max) balance, per-phase profit targets, per-phase daily and maximum drawdown limits, minimum trading days, a payout profit threshold, and an optional consistency rule. Each phase carries its own numbers — the daily limit, maximum limit, and target can differ between Phase 1 and Phase 2. The parameters shown on your dashboard when you purchase are the ones that bind your account.

Using the Student Pack edition as a live example:

Advancing from Phase 1 starts Phase 2 on a fresh balance equal to the edition's challenge balance. Profit earned in Phase 1 is not carried into Phase 2, and the drawdown references reset to that starting balance.

6. Passing a Phase

To pass a phase you must, without breaching any drawdown floor or being liquidated:

• Reach the phase profit target, measured on your realized balance. Open profit does not count toward the target until the position is closed — you must close trades to bank progress.
• Complete the minimum number of trading days for that phase.
• Satisfy the consistency rule, where it is enabled for your edition (see Section 8).

When all applicable conditions are met, Phase 1 advances to Phase 2 automatically, and Phase 2 converts your account into a funded (Pro Max) account.

7. Drawdown and Liquidation

Your account is monitored continuously. It fails the moment any one of the following is hit. On any breach, all open positions are closed and the account is marked failed.

7.1 Daily Drawdown

At each rollover, your realized balance becomes the daily reference. A fixed dollar allowance — the daily percentage of the original account size — is subtracted to set the daily floor. If your effective equity reaches or falls below that floor at any time during the day, the account fails.

7.2 Maximum Drawdown

Maximum drawdown trails your highest realized balance ever reached on the account (the peak reference). Its allowance is a fixed percentage of the original account size, and the trailing floor never rises above the original balance. If effective equity reaches or falls below the maximum floor, the account fails.

7.3 Effective Equity — why the exit cost matters

Because effective equity subtracts the projected cost of closing your open positions, a position that appears to be a few dollars inside a limit can still breach it. The example below sits just inside the daily allowance on paper, but the projected close fee pushes effective equity to the floor:

7.4 Liquidation

Independently of the drawdown floors, if a single position's leveraged loss reaches the margin posted on it, that position is liquidated and the account fails, regardless of whether either drawdown limit was touched. Higher leverage reaches this point on a smaller adverse price move. Liquidation applies to Challenge accounts and to funded (Pro Max) accounts alike.

8. Consistency Rule

Where the consistency rule is enabled for your edition, your single best profitable trading day may not exceed a set percentage of your total net realized profit for that phase or funded level. Trades closed within the same trading day are combined — including losses, trading fees, and funding — before the best day is measured. You improve consistency by earning profit across additional trading days.

The consistency rule and its threshold are configured per edition and may be enabled or disabled. Whether it applies to your account, and at what percentage, is shown on your dashboard. For the Student Pack edition it is currently enabled at 20%.

9. Order Execution, Leverage, and Fees

9.1 Execution

Market orders fill at the live, server-resolved bid or ask for the instrument. Limit orders fill only after the market becomes marketable at your price, and then at your specified price. Prices shown in your browser are used only as evidence and are never the execution authority. Stop Loss and Take Profit levels are validated against the entry price and, when reached, close the position automatically. The minimum trade size is $0.01. Margin is reserved by both open positions and pending (non‑reduce‑only) limit orders.

9.2 Leverage

Leverage is a whole number from 1× up to 100×, applied uniformly across all instruments. Higher leverage increases both potential profit and the speed at which a position can be liquidated or a drawdown floor breached.

9.3 Trading Fees

Trades incur a simulated execution fee on notional value: currently 0.03% maker on filled limit orders and 0.05% taker on market orders. These rates are set by the platform and may change; individual accounts may be assigned different rates. The rate that applied to each trade is recorded on that trade.

9.4 Financing (Funding) Fees

Funding fees currently apply. Every 8 hours, a funding amount is applied to each open position based on the prevailing market funding rate for that instrument (falling back to 0.01% where a live rate is unavailable). Funding may be a debit or a credit. It changes your balance, and therefore your drawdown, and it counts toward net realized profit for the consistency rule. Funding is a genuine cost or benefit of holding a position and is separate from the one-time entry fee.

10. Funded (Pro Max) Accounts

A funded (Pro Max) account is a simulated account you receive after passing the evaluation. It is not risk-free: the same daily drawdown, maximum drawdown, and liquidation rules apply, using the funded drawdown limits for your edition (4% daily and 7% maximum on Student Pack). If a funded account breaches a floor or is liquidated, it fails, and continuing requires a new challenge.

Funded accounts operate in levels. A successful payout completes your current level, resets the account to its original starting balance, and opens the next level. Statements, trades, and the trading-day counter do not carry across levels — each level starts fresh.

11. Payout Terms

Payouts apply to funded (Pro Max) accounts only. Payouts are settled as independent-contractor compensation for simulated performance, not as investment returns. To request a payout, all of the following must be true, checked in this order:

• You have realized profit above your starting balance.
• You have no other payout request pending.
• You have completed the minimum trading days for the current level (4 on Student Pack). Because each payout starts a new level, these days must be completed again before each payout, not only the first.
• You have reached your edition's minimum profit threshold (currently 5% on Student Pack).
• You satisfy the consistency rule, where enabled for your edition.
• You have no open positions.
• You have no pending limit orders.

Payouts are full-profit only. You withdraw your entire realized profit above the starting balance — you do not choose a partial amount. Of that profit, you keep 80% and FundingAlphaX retains 20%. Payouts are sent in USDT on the BNB Smart Chain (BEP‑20); you must supply a valid BEP‑20 wallet address. We target processing within 24–48 hours of approval, but this is a target and not a guarantee: payouts may be reviewed, delayed, or withheld for verification, suspected rule violations, or the reasons described in these Terms and the AML Policy.

12. Instruments and Market Access

All tradable instruments are Binance spot pairs, priced from validated Binance data and available 24 hours a day, 7 days a week. The current universe consists of 11 instruments across cryptocurrency (8 pairs), tokenized gold on Binance (2 pairs), and a fiat pair (1). The instrument list may change at any time.

We do not offer over-the-counter forex, physically settled commodities, or futures. Any reference to “forex” or “commodities” on the platform refers to the Binance spot pairs above (for example, a EUR fiat pair and tokenized-gold pairs). You assume all risk of trading these instruments.

13. Trading Suspension and News Halts

FundingAlphaX may suspend the opening of new positions at any time — for market volatility, maintenance, third-party outages, or security — through a discretionary halt. In addition, an automated news halt may block the opening of positions around scheduled economic events. The news halt is currently active for all-impact USD events, from 15 minutes before to 15 minutes after each event.

During a suspension you can still close existing positions; only the opening of new positions is blocked. No refund, credit, or compensation is owed in connection with any suspension or halt.

14. Prohibited Trading Practices

Automated strategies, expert advisors (EAs), bots, and algorithmic trading are permitted, provided they operate within the rules. The following are prohibited and may result in termination without refund, and forfeiture of pending payouts:

• Exploitative trading, including latency arbitrage, toxic order flow, or platform manipulation.
• Coordinated trading, group trading, account management for others, or opposing/hedged positions arranged across multiple accounts or between related users to game the rules.
• Intentional exploitation of platform errors, data-feed issues, or pricing discrepancies.
• Attempting to reverse-engineer, decompile, or interfere with the trading engine or pricing mechanisms.
• Using VPNs, proxies, or other tools to circumvent geographic restrictions or platform security.

Every trade is recorded in an audit trail that includes the execution price, its source, any deviation from your browser price, and the fee applied. We rely on this record when reviewing suspected violations (see Section 22).

15. Account Concurrency

Within your single user account: you may hold one active Challenge at a time, and one active funded (Pro Max) account at a time. Purchasing a new challenge while one is active is not permitted. Passing a new challenge, or otherwise being granted a new funded account, supersedes and closes any existing active funded account. Plan accordingly: creating a new funded account will end your current one.

16. Referral and Promotional Programs

We may operate referral and promotional programs. Where active, a referrer may earn a commission on the entry fee of a qualifying purchase by a user they referred (currently 20% of the entry fee), and promotional codes may grant a percentage discount subject to usage limits. The following apply:

• You may not refer yourself or create accounts to generate commissions.
• A commission is generated at most once per qualifying payment.
• Commission payouts require a confirmed payout wallet.
• We may withhold, reverse, or claw back any commission or discount obtained through fraud, abuse, chargeback, or a violation of these Terms, and may suspend the programs at any time.

17. Payment Terms

17.1 Challenge Fees

Challenge fees are one-time payments to access an evaluation. Prices are shown in USD equivalent. Payment is made in supported stablecoins on supported networks; you select the specific stablecoin and network at checkout. You are solely responsible for sending the exact amount, in the selected currency, on the selected network, to the address shown. Underpayments, overpayments, payments in the wrong currency, or payments on the wrong network may be lost or may fail to credit, and FundingAlphaX is not obligated to credit your account or issue a refund in such cases.

17.2 Payment Processing

Stablecoin payments are processed by NOWPayments, an independent third-party gateway. Where a local fiat option is offered, payment is instead settled peer-to-peer with an independent merchant listed on the platform: you pay that merchant directly using the payment details they publish, and they confirm receipt before your account is credited. You acknowledge:

• FundingAlphaX does not custody or manage cryptocurrency funds during payment.
• These providers, and any merchant you transact with, are solely responsible for processing, confirming, and settling your payment, and disputes about payment processing must be directed to them.
• Blockchain transactions are irreversible once broadcast. FundingAlphaX cannot reverse, cancel, or modify any on-chain transaction.
• Exchange-rate movement between initiating and confirming a payment is your risk, as are network (gas) fees.

17.3 Chargebacks

Initiating a chargeback or payment dispute on a legitimate transaction is a violation of these Terms. It will result in immediate suspension, forfeiture of pending payouts and balances, a permanent ban, and we may pursue recovery and report the activity.

18. Absolute No-Refund Policy

By purchasing any challenge or service you expressly acknowledge and agree that:

• The entry fee is a final, irrevocable payment for immediate access to a digital service, and the right of withdrawal is expressly excluded.
• The entry fee is never refunded, credited, or reimbursed — including at, before, or after any payout. Payouts consist solely of your share of realized trading profit and never include a return of the entry fee.
• No refund is issued for failing a challenge, changing your mind, not using the account, dissatisfaction, platform downtime, third-party outages, market-data issues, connectivity problems, unfavorable exchange rates, sending payment incorrectly, regulatory changes, inability to complete verification, force majeure, or any other reason whatsoever.
• You waive any right to request a refund, chargeback, reversal, or credit under any circumstances.

See the full Refund Policy for complete details.

19. Third-Party Services and Data Providers

FundingAlphaX depends on independent third-party services and APIs. Their failure, outage, inaccuracy, or discontinuation may directly affect price displays, execution, profit/loss and drawdown calculations, and pass/fail outcomes. You acknowledge and accept this, and FundingAlphaX bears no liability for it. Providers currently include, without limitation:

• Binance — spot market data and pricing; and Binance futures endpoints for funding rates.
• TradingView — charting and technical-analysis widgets.
• NOWPayments — stablecoin payment processing and payout disbursement.
• Google — authentication and identity.
• Alpha Vantage and Yahoo Finance — supplementary market data.
• An economic-calendar provider — the schedule that drives news halts.
• Telegram and email delivery providers — notifications.
• Hosting, CDN, database, and cloud infrastructure providers.

FundingAlphaX DISCLAIMS ALL LIABILITY FOR ANY LOSS OR ADVERSE OUTCOME ARISING FROM THE FAILURE, MALFUNCTION, INACCURACY, UNAVAILABILITY, OR DISCONTINUATION OF ANY THIRD-PARTY SERVICE OR DATA PROVIDER.

20. Simulated Trading Disclaimer

All trading on the FundingAlphaX platform, in Challenges and funded accounts alike, occurs in a simulated environment. No real financial instruments are bought, sold, or exchanged. FundingAlphaX does not provide brokerage services, investment advice, or asset management. Differences between simulated and live execution — price, speed, slippage, spread, and liquidity — are inherent to simulation and are not defects. See our Risk Disclosure.

21. Illustrative Data and Statistics

Certain figures on the Services are illustrative and do not represent the individualized, verified performance of specific real traders. These include leaderboard entries, aggregate platform statistics (such as total traders, challenges passed, countries, and capital traded), and marketing figures. They are provided for general illustration only and should not be relied upon as a representation of any individual result. Past or simulated performance does not guarantee future results.

22. Trade Review, Corrections, and Disputes

FundingAlphaX maintains an audit trail for every trade. We may void, correct, or re-price a trade that resulted from an erroneous or manipulated price, a data-feed fault, or a platform error, and adjust balances, drawdown state, or pass/fail outcomes accordingly.

If you believe a breach determination or trade result is incorrect, you may contact [email protected] within 7 days of the event with your account details. We will review the audit record and our determination following that review is final. No refund is owed regardless of the outcome of a review.

23. Intellectual Property

All content, features, and functionality on the FundingAlphaX platform are the exclusive property of FundingAlphaX or its licensors and are protected by intellectual-property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, republish, or transmit any materials without prior written consent, except as permitted for personal, non-commercial use.

24. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, FUNDINGALPHAX AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING FROM: your use of or inability to use the Services; unauthorized access to your data; the conduct of other traders; downtime or technical failure, whether ours or a third party's; trading losses in simulated or funded accounts; failures of third-party APIs or data; or payment failures on any blockchain network.

IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF FUNDINGALPHAX FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES EXCEED THE TOTAL FEES YOU ACTUALLY PAID TO FUNDINGALPHAX FOR THE CHALLENGE OR FUNDED ACCOUNT GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE EVENT.

25. Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. FUNDINGALPHAX DISCLAIMS ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT MARKET DATA WILL BE ACCURATE, COMPLETE, OR TIMELY.

26. Indemnification

You agree to indemnify, defend, and hold harmless FundingAlphaX and its officers, directors, employees, agents, affiliates, licensors, and service providers from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your violation of these Terms or any rule or policy, your use or misuse of the Services, your violation of any third party's rights, any dispute with a third-party provider, your trading activity, or any chargeback or payment dispute you initiate. This obligation survives termination.

27. Termination

FundingAlphaX may suspend or terminate your account and access to the Services at any time, with or without cause, including for: violation of these Terms or the Trading Rules; prohibited trading practices; fraudulent or deceptive conduct; failure to comply with verification requirements; initiating a chargeback; or any activity that, in our sole judgment, is harmful to our business, reputation, or other users. Upon termination, your right to use the Services ceases. No refund, credit, or compensation is provided upon termination. Pending payouts are forfeited where termination results from a Terms violation, fraud, or prohibited conduct. We may also terminate accounts after prolonged inactivity at our discretion.

28. Force Majeure

FundingAlphaX is not liable for any failure or delay resulting from causes beyond our reasonable control, including natural disasters, epidemics, war, terrorism, civil unrest, government or regulatory action, failures or outages of third-party providers (including any listed in Section 19), blockchain congestion or forks, power or internet outages, and cyberattacks. During a force-majeure event our obligations are suspended, and no refund, credit, or compensation is owed.

29. Communications

By using the Services you agree to receive service communications by email and, where you connect it, Telegram — including notifications about your account, phases, payouts, and important changes. You can opt out of non-essential messages using the unsubscribe mechanism in those messages or your account settings; essential service and transactional messages may still be sent.

30. Severability

If any provision of these Terms is held unenforceable or invalid, it shall be enforced to the maximum extent permissible and the remaining provisions remain in full force. The unenforceable provision shall be replaced by an enforceable one that most closely reflects the original intent.

31. Entire Agreement

These Terms, together with the Trading Rules, Privacy Policy, Refund Policy, Risk Disclosure, AML Policy, and Cookie Policy, constitute the entire agreement between you and FundingAlphaX regarding the Services and supersede all prior agreements and understandings.

32. Changes to Terms

FundingAlphaX may modify these Terms at any time. Material changes will be communicated by email or a prominent notice at least fourteen (14) days before they take effect. Edition parameters (targets, limits, fees, thresholds) may change for future purchases; however, the parameters recorded on a challenge or funded account you have already purchased continue to govern that account and are not changed mid-challenge by a later edition update. Your continued use after revised Terms take effect constitutes acceptance. No refund is provided if you discontinue use following an update.

33. Contact Information

Questions about these Terms? Contact us at [email protected].